Imagine walking into your favorite cafe and instead of waiting in line to place your order for a large iced nonfat latte and handing over your debit card, you submitted your order and authorized payment from your bank account via an application on your phone.
You can't do that now. But it's very possible that some day you will. It will be a big leap forward getting banks, credit card companies, retailers, and cell phone makers--not to mention consumers--on board with this idea. But a few companies are beginning to provide digital stepping stones to what someday could be a wallet-less future.
On Thursday, Intuit and Mophie (maker of the JuicePack battery for iPhone) will introduce the Complete Credit Card Solution, which fits over the iPhone 3G and 3GS like the JuicePack and has a credit-card reader that uses Intuit's 18-month-old GoPayment mobile payment software. It will be available as an iPhone accessory in Apple Stores. LINK